Adyen

Fresh88% complete
Payment Processingpayment_processingadyen.com

Adyen is an enterprise-grade financial technology platform that handles online, in-person, and mobile payment acceptance through a single API, covering authorization, risk, settlement, and reconciliation without third-party processors. Practitioners integrate via the Checkout API or Terminal API for omnichannel acceptance across 200+ payment methods and 150+ currencies, with interchange++ pricing that passes real network costs directly. The platform extends into card issuing, embedded multi-currency banking accounts, revenue-based capital advances, and marketplace split-payment infrastructure.

Products

  • Online Paymentsactive

    REST Checkout API with hosted Drop-in UI components, Sessions flow, and headless Advanced flow supporting 200+ payment methods, 3DS2, and network tokenization.

  • In-Person Payments (POS)active

    Terminal API for cloud-connected Android POS terminals, Tap to Pay on iOS/Android, and card readers with unified reconciliation across channels.

  • Adyen Issuingactive

    API-driven issuance of virtual and physical cards with per-authorization spend controls, real-time webhooks, and balance-account funding.

  • Embedded Banking (Balance Platform)active

    Multi-currency business accounts, internal fund transfers, and external payouts for platforms and marketplaces, backed by EU, UK, and US banking licenses.

  • Adyen Capitalactive

    Revenue-based cash advances to sub-merchants drawn against their processing volume on the Adyen platform, repaid as a percentage of future settlements.

  • Adyen Protect (Risk Management)active

    ML-backed fraud detection with configurable rule sets, RevenueProtect risk scores, 3DS authentication uplift, and analytics dashboards for risk visibility.

  • Adyen for Platformsactive

    Marketplace account structures, split-payment routing at authorization or capture, KYC/legal entity management, and managed or instant payouts to sub-merchants.

  • Authentication (3DS)active

    Native and hosted 3D Secure 2 authentication with adaptive step-up logic, liability shift management, and PSD2 SCA exemption handling.

Features

Interchange++ Pricingall plans200+ Payment Methodsall plansNetwork Tokenizationall plans3D Secure 2 (Native & Hosted)all plansReal-Time Webhooksall plansUnified Reporting & Reconciliationall plansSplit Payments for Platformsall plansAccount Updater (Real-Time & Batch)all plansML Fraud Scoring (RevenueProtect)all plansCard Issuing Spend Controlspaid onlyTerminal Management APIpaid onlyKYC / Legal Entity Managementpaid onlyTax Form Managementpaid onlyDynamic Currency Conversionall plansRisk Insights Dashboards (Protect)all plansCashOut for Platformspaid only