Paddle

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Payment Processingpayment_processingpaddle.com

Paddle is a Merchant of Record (MoR) platform for SaaS, mobile, and digital product companies. As the legal seller of record, Paddle absorbs full liability for payment processing, global sales tax and VAT calculation/remittance across 100+ jurisdictions, fraud, and chargebacks — so the vendor never directly handles tax compliance or payment disputes. Targets software companies selling across multiple countries who want to outsource the entire billing and compliance stack rather than stitching together a payment processor, a tax tool, and a dunning service.

Products

  • Checkoutactive

    Hosted, localized checkout pages supporting one-time and recurring payments with built-in tax calculation, multi-currency display, and fraud screening at the point of purchase.

  • Billingactive

    Subscription lifecycle engine covering plan creation, proration, upgrades and downgrades, pausing, cancellation, and a self-service customer portal.

  • Tax & Complianceactive

    Paddle acts as legal seller of record, calculating and remitting sales tax and VAT across 100+ jurisdictions and absorbing chargeback liability on behalf of the vendor.

  • Retainactive

    Automated dunning and churn-recovery tool that retries failed payments with intelligent scheduling and presents targeted cancellation-save flows to at-risk subscribers.

  • ProfitWell Metricsactive

    Free subscription analytics dashboard surfacing MRR, churn, LTV, cohort retention, and revenue movement benchmarked against industry peers.

  • Paddle UIactive

    Open-source React component library built on shadcn/ui for embedding checkout, pricing tables, and subscription management surfaces directly in product UIs.

  • Paddle MCP Serveractive

    Hosted remote MCP server exposing Paddle's full REST API to AI coding agents via three structured tools for catalog management, billing operations, and webhook configuration.

Features

Global tax remittance (100+ jurisdictions)all plansMulti-currency payments (20+ currencies, 300+ markets)all plansFraud protection and chargeback liability absorptionall plans3D Secure 2 authenticationall plansSOC 2 Type 2 certificationall plansAutomated dunning and failed-payment retryall plansSubscription proration and mid-cycle plan changesall plansB2B invoicing (recurring automated)enterprise onlyCustomer self-service portalall plansApple Pay / Express checkoutall plansREST API with webhooks and webhook simulatorall plansSandbox test environmentall plansPaddle UI React component libraryall plansMCP Server for AI agent accessall plansProfitWell Metrics (MRR, churn, LTV, cohort analytics)all plansReal-time revenue and payment reporting dashboardall plansPayment orchestration across multiple gatewaysenterprise only