Stripe, Inc.

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Payment Processing & Financial Infrastructurepayment_processingstripe.com

Stripe is a developer-first payments infrastructure platform providing APIs and SDKs for online and in-person payment acceptance, subscription billing, fraud detection, tax automation, and embedded financial services. It is used daily by engineers, platform operators, and finance teams at companies ranging from early-stage startups to large enterprises — anyone who needs to accept money, manage recurring revenue, or embed financial workflows into software products. The core tradeoff practitioners face is excellent API ergonomics and network-effect fraud data at a flat-rate pricing structure that becomes expensive at high volume without custom negotiation.

Products

  • Stripe Paymentsactive

    Core API-driven payment acceptance platform supporting 100+ payment methods, 135+ currencies, and prebuilt UI components (Payment Element, Checkout) for online transactions.

  • Stripe Billingactive

    Subscription and recurring revenue management system supporting fixed, tiered, usage-based, and metered billing models with dunning automation and smart retry logic.

  • Stripe Connectactive

    Multi-party payment platform enabling SaaS products and marketplaces to embed payment acceptance, onboarding, and payouts for their own end-users.

  • Stripe Radaractive

    ML-based fraud detection and prevention system trained on network-wide transaction data that scores and blocks suspicious payments in real time with customizable rules.

  • Stripe Terminalactive

    In-person payment SDK and certified hardware ecosystem that extends Stripe's payment platform to physical point-of-sale contexts with developer-configurable readers.

  • Stripe Taxactive

    Automated sales tax, VAT, and GST calculation and remittance engine that integrates directly into Stripe payment and billing flows across 100+ countries.

  • Stripe Issuingactive

    API for creating and distributing physical and virtual debit/credit cards for employees, customers, or platform users with programmable spend controls.

  • Stripe Treasuryactive

    Banking-as-a-Service API that lets platforms offer their users FDIC-insured financial accounts, fund storage, money movement, and stablecoin balances.

  • Stripe Capitalactive

    Embedded business financing product offering Stripe-processed businesses and platform users access to revenue-based cash advances repaid through future payments.

  • Stripe Identityactive

    Online identity verification product that confirms government ID authenticity and matches selfies to document photos via API or prebuilt UI.

  • Stripe Sigmaactive

    In-Dashboard SQL query interface that lets users run custom reports against their full Stripe transaction and account data without exporting to an external data warehouse.

  • Stripe Data Pipelineactive

    Managed data sync that replicates Stripe data in near-real time to Amazon Redshift, Snowflake, or Google Sheets for analytics and BI tool consumption.

  • Stripe Revenue Recognitionactive

    Automated ASC 606 / IFRS 15 compliant revenue recognition engine that calculates deferred and recognized revenue from Stripe billing and payment events.

  • Stripe Managed Paymentsactive

    Merchant-of-record solution where Stripe handles global tax compliance, fraud, disputes, and customer support for digital product transactions.

  • Stripe Linkactive

    One-click checkout network that autofills saved payment details for returning customers across any Stripe-powered checkout.

  • Stripe Atlasactive

    Online service to incorporate a US C-corp or LLC, obtain an EIN, and set up a Stripe account in days, targeted at international founders.

  • Stripe Financial Connectionsactive

    API to establish verified, direct connections to users' bank accounts for balance checks, account verification, and bank-based payment initiation.

Features

Payment Element (prebuilt embeddable UI)all plansAdaptive Acceptance (AI-powered retry and routing)paid onlySmart Retries (dunning automation)paid onlyRadar ML fraud scoring (included)all plansRadar for Fraud Teams (custom rules + advanced controls)paid onlySmart Disputes (AI-automated chargeback response)paid onlyAI-powered Dashboard assistant (natural language tasks)all plansAuthorization Boost (AI card/token updater + network routing)paid onlyWebhook event destinationsall plansSigma SQL reportingpaid onlyData Pipeline (warehouse sync)paid onlyRevenue Recognition (ASC 606 / IFRS 15 automation)paid onlyMulti-currency settlement and FXall plansAdaptive Pricing (localized currency display)paid only3D Secure / Dynamic 3DS authenticationall plansSandbox / test mode environmentsall plansRole-based access controls (RBAC)all plansEmbeddable pricing table (no-code)all plansConnect Accounts v2 API (unified customer/merchant identity)paid onlyStablecoin balance management (USDC/EURC)paid onlyDispute deflection (Verifi + Ethoca integration)paid onlyBilling analytics with near-real-time metricspaid onlyTax registration and filing automation (100+ countries)paid onlyPayment Links (no-code checkout)all plansVault and Forward API (tokenize cards for other processors)paid only