Affirm for Business (B2B BNPL)
Freshby Affirm
B2B installment financing origination at point of purchase for SMB buyersB2B merchants whose SMB customers cannot pay large invoices upfront; bridges the gap between net terms and requiring immediate full payment
BNPL financing extended to small business buyers purchasing through participating B2B merchants, enabling net-terms-style flexibility at checkout.
Features
Adaptive Checkoutpaid onlyReal-time AI Underwriting (account balance + cash flow signals)all plansWebhook Integrationall plansFive Integration Methods (direct API, SDK, platform plugins, wallet, in-store)all plansMerchant BusinessHub Portalall plansAPR Calculator for Merchantsall plansPromotional Messaging Customizationall plansOmnichannel Support (online + in-store POS)all plansApple Pay / Google Pay Wallet Integrationall plansShared Payment Tokens for AI Agent Commerce (Stripe partnership)paid only
More from Affirm
- Adaptive Checkout
ML-driven payment option presentation layer within merchant checkout UI
- Affirm Card
physical and virtual Visa payment card with embedded post-purchase BNPL splitting capability
- Affirm Installment Loans
real-time consumer credit decisioning and installment loan origination at point of sale
- Affirm Money Account
FDIC-insured consumer deposit account via banking-as-a-service partner
- Pay in 4
short-cycle zero-interest installment split over four biweekly payments