Affirm Money Account
Freshby Affirm
FDIC-insured consumer deposit account via banking-as-a-service partnerfinancial inclusion for underbanked consumers; deepens Affirm's relationship beyond point-of-sale lending into everyday banking
FDIC-insured consumer deposit account held with Cross River Bank, offered as a companion banking product within the Affirm app.
Features
Adaptive Checkoutpaid onlyReal-time AI Underwriting (account balance + cash flow signals)all plansWebhook Integrationall plansFive Integration Methods (direct API, SDK, platform plugins, wallet, in-store)all plansMerchant BusinessHub Portalall plansAPR Calculator for Merchantsall plansPromotional Messaging Customizationall plansOmnichannel Support (online + in-store POS)all plansApple Pay / Google Pay Wallet Integrationall plansShared Payment Tokens for AI Agent Commerce (Stripe partnership)paid only
More from Affirm
- Adaptive Checkout
ML-driven payment option presentation layer within merchant checkout UI
- Affirm Card
physical and virtual Visa payment card with embedded post-purchase BNPL splitting capability
- Affirm for Business (B2B BNPL)
B2B installment financing origination at point of purchase for SMB buyers
- Affirm Installment Loans
real-time consumer credit decisioning and installment loan origination at point of sale
- Pay in 4
short-cycle zero-interest installment split over four biweekly payments