Adyen Capital
Freshby Adyen
Merchant cash advance underwriting and disbursement tied to transaction dataPlatform operators that want to offer working-capital products to their merchants without building a lending infrastructure
Revenue-based cash advances to sub-merchants drawn against their processing volume on the Adyen platform, repaid as a percentage of future settlements.
Features
Interchange++ Pricingall plans200+ Payment Methodsall plansNetwork Tokenizationall plans3D Secure 2 (Native & Hosted)all plansReal-Time Webhooksall plansUnified Reporting & Reconciliationall plansSplit Payments for Platformsall plansAccount Updater (Real-Time & Batch)all plansML Fraud Scoring (RevenueProtect)all plansCard Issuing Spend Controlspaid onlyTerminal Management APIpaid onlyKYC / Legal Entity Managementpaid onlyTax Form Managementpaid onlyDynamic Currency Conversionall plansRisk Insights Dashboards (Protect)all plansCashOut for Platformspaid only
More from Adyen
- Adyen for Platforms
Multi-party payment splitting, onboarding flows, and settlement distribution across marketplace participants
- Adyen Issuing
Card program management: BIN sponsorship, authorization decisioning, spend rules, and statement generation
- Adyen Protect (Risk Management)
Transaction risk scoring, rule engine, and adaptive 3DS step-up decisioning
- Authentication (3DS)
Cardholder authentication via EMV 3DS 2.x protocol with issuer challenge orchestration
- Embedded Banking (Balance Platform)
Ledger-based account management with programmable fund flows, FX, and payout rails
- In-Person Payments (POS)
Terminal management, Terminal API message routing, and EMV card-present transaction processing