Authentication (3DS)
Freshby Adyen
Cardholder authentication via EMV 3DS 2.x protocol with issuer challenge orchestrationEuropean merchants needing SCA compliance and issuers/platforms that want to reduce friction on low-risk transactions
Native and hosted 3D Secure 2 authentication with adaptive step-up logic, liability shift management, and PSD2 SCA exemption handling.
Features
Interchange++ Pricingall plans200+ Payment Methodsall plansNetwork Tokenizationall plans3D Secure 2 (Native & Hosted)all plansReal-Time Webhooksall plansUnified Reporting & Reconciliationall plansSplit Payments for Platformsall plansAccount Updater (Real-Time & Batch)all plansML Fraud Scoring (RevenueProtect)all plansCard Issuing Spend Controlspaid onlyTerminal Management APIpaid onlyKYC / Legal Entity Managementpaid onlyTax Form Managementpaid onlyDynamic Currency Conversionall plansRisk Insights Dashboards (Protect)all plansCashOut for Platformspaid only
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