Stripe Financial Connections

Fresh

by Stripe, Inc.

Tokenized bank account linking via OAuth with balance, ownership, and transaction data retrievalVerifying bank accounts and reducing ACH payment failures — for lenders, payroll platforms, and any business that needs to confirm bank account ownership or check balances before initiating bank transfers

API to establish verified, direct connections to users' bank accounts for balance checks, account verification, and bank-based payment initiation.

Features

Payment Element (prebuilt embeddable UI)all plansAdaptive Acceptance (AI-powered retry and routing)paid onlySmart Retries (dunning automation)paid onlyRadar ML fraud scoring (included)all plansRadar for Fraud Teams (custom rules + advanced controls)paid onlySmart Disputes (AI-automated chargeback response)paid onlyAI-powered Dashboard assistant (natural language tasks)all plansAuthorization Boost (AI card/token updater + network routing)paid onlyWebhook event destinationsall plansSigma SQL reportingpaid onlyData Pipeline (warehouse sync)paid onlyRevenue Recognition (ASC 606 / IFRS 15 automation)paid onlyMulti-currency settlement and FXall plansAdaptive Pricing (localized currency display)paid only3D Secure / Dynamic 3DS authenticationall plansSandbox / test mode environmentsall plansRole-based access controls (RBAC)all plansEmbeddable pricing table (no-code)all plansConnect Accounts v2 API (unified customer/merchant identity)paid onlyStablecoin balance management (USDC/EURC)paid onlyDispute deflection (Verifi + Ethoca integration)paid onlyBilling analytics with near-real-time metricspaid onlyTax registration and filing automation (100+ countries)paid onlyPayment Links (no-code checkout)all plansVault and Forward API (tokenize cards for other processors)paid only

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