Stripe Identity

Fresh

by Stripe, Inc.

Document-based identity verification with liveness detection and biometric matching via APIVerifying user identity during onboarding to prevent fraud and meet KYC requirements — for fintech platforms, marketplaces, and any business with regulatory or trust requirements around user identity

Online identity verification product that confirms government ID authenticity and matches selfies to document photos via API or prebuilt UI.

Features

Payment Element (prebuilt embeddable UI)all plansAdaptive Acceptance (AI-powered retry and routing)paid onlySmart Retries (dunning automation)paid onlyRadar ML fraud scoring (included)all plansRadar for Fraud Teams (custom rules + advanced controls)paid onlySmart Disputes (AI-automated chargeback response)paid onlyAI-powered Dashboard assistant (natural language tasks)all plansAuthorization Boost (AI card/token updater + network routing)paid onlyWebhook event destinationsall plansSigma SQL reportingpaid onlyData Pipeline (warehouse sync)paid onlyRevenue Recognition (ASC 606 / IFRS 15 automation)paid onlyMulti-currency settlement and FXall plansAdaptive Pricing (localized currency display)paid only3D Secure / Dynamic 3DS authenticationall plansSandbox / test mode environmentsall plansRole-based access controls (RBAC)all plansEmbeddable pricing table (no-code)all plansConnect Accounts v2 API (unified customer/merchant identity)paid onlyStablecoin balance management (USDC/EURC)paid onlyDispute deflection (Verifi + Ethoca integration)paid onlyBilling analytics with near-real-time metricspaid onlyTax registration and filing automation (100+ countries)paid onlyPayment Links (no-code checkout)all plansVault and Forward API (tokenize cards for other processors)paid only

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